Insurance Broking

About us

Compton Insurance Services Limited (“CIS”), is authorised and regulated by the Financial Conduct Authority. CIS is also a member of the British Insurance Brokers’ Association (BIBA), the trade association for insurance brokers in the UK.

CIS can offer cover through a block policy scheme (the scheme) we have established with Zurich Insurance Company Ltd (“Zurich”). The scheme is available for residential and commercial properties.

The availability of the scheme depends on the property location and individual circumstances. We believe that it provides cover that is good value for money. As well as covering the essentials, the block policy scheme provides automatic cover in additional areas, such as accidental damage.

Our disclosure

Please note that we only offer buildings insurance policies from Zurich.

You can find a product summary of the cover provided by the policy by clicking on this link.

We do not provide a personal recommendation or advice, just information so you can decide whether the cover is right for you, or not.

We have chosen Zurich as the underwriter of the block policy scheme because we believe it offers a high standard of cover for a reasonable premium. We review the market on a regular basis to ensure that the scheme remains a good choice.

We act as Zurich’s agent. The law of agency imposes various duties on us. In certain circumstances we may act for and owe duties of care to other parties. We will advise you when these circumstances arise so you are aware of any possible conflict of interest.

You can find our terms of business by clicking on this link. 

Insurance application form

You can apply for buildings insurance cover through our scheme by completing the application form online, here.

We will use the information you give us to generate a proposal for cover and a premium.

Please note that if you complete the first question, “Date cover is required from”, the cover will begin from that date with no further notice to you. This is to make sure that you have insurance cover from, or as close as possible to, your intended cover date. If you do not complete that question, and you would like to go ahead you will need to let us know the date from which cover should start.

Cover will only be effective and binding once you have paid for or agreed to pay the premium. Any claim made before payment will not be covered.

If you have paid for a policy and you change your mind within 28 days of cover commencing, please call or email us to cancel the policy. You can do this at no cost but note that if you have already made a claim on the policy we cannot return the premium to you.

You must answer all questions on the application form to the best of your knowledge. If you are unsure about completing the form then please call us on 01792 315500, option 5.

If you prefer, we can email a form to you or you can call us to give us the relevant information over the telephone.

You can speak to us on 01792 315500, option 5 or email us at insurance@compton.group.

Your obligations

When you complete the application form it is your duty and responsibility to provide complete and accurate information to your insurer. This applies whether you are taking out a new insurance policy or renewing an existing policy.

Failure to disclose material information or any inaccuracies in the information given can lead to serious consequences. Your insurance cover could become void and any potential claim may be affected.

If any circumstances change which might affect your insurance, you have a duty to provide the insurer with all relevant details. For example, if you, or anybody who normally lives with you has been convicted of any offence (other than a minor driving offence), or if your home is used for any business or profession then you need to notify us.

If you fail to provide this information, the insurer can refuse any claim and refuse to renew or void your insurance completely.

If you have any doubt about a particular fact, you should disclose it. If your home is lent, let, sublet or shared or if it is not your permanent place of residence you should disclosed this to the insurer. It is a condition of your insurance policy that your home is in a good state of repair and will be maintained in this condition.

You must also inform the insurer if your home will be unoccupied for longer than the period stated in your policy, is about to undergo significant alteration or refurbishment or is showing any signs of damage due to subsidence, ground heave, landslip or flooding, or has been repaired due to any of these issues.

General information

You may have been directed to this page due to the terms of your lease or rent charge agreement.  There may be obligations in your lease or agreement regarding insurance arrangements for your property, this is a matter between you and your landlord or rent charge owner, rather than CIS.

If you choose not to insure with the scheme, you should ensure that you have buildings insurance for your property.